Consumer Lending Underwriter

Join One Community Bank as a Full-Time Consumer Lending Underwriter and step into a dynamic role that emphasizes trust within a collaborative team. You'll be empowered to make impactful decisions while utilizing your expertise to shape lending policies that align with our core value of seeing the upside. This position offers exceptional work-from-home flexibility, allowing you to balance your professional and personal life effectively, while also being part of a forward-thinking community bank located in Oregon, WI.

In addition, you'll be encouraged to share innovative ideas that drive our continuously improving client-focused approach. You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, and Paid Time Off. This is an exciting opportunity for you to grow your career in a supportive environment that values relationships and big thinking. Take the next step in your career with us!

One Community Bank: Our Mission

Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! The one bank that's different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 19 locations. Come grow with One Community Bank! We have been voted a Top Work Place seven years in a row!

Your role as a Consumer Lending Underwriter

As a Consumer Lending Underwriter at One Community Bank, you will play a pivotal role in underwriting a variety of mortgage and consumer loans while ensuring compliance with OCB and investor guidelines as well as state and federal regulations. Your expertise will be crucial in evaluating loan applications, financial statements, and credit reports to determine creditworthiness and risk, all while maintaining a focus on accuracy and completeness. You will work closely with the Consumer Operations Supervisor, lenders, processors, and closers to facilitate a seamless lending process.

This position requires effective communication skills, as you'll be responsible for instructing team members on underwriting errors and ensuring adherence to fair lending and compliance policies. Additionally, you will mentor new colleagues and contribute to the development of policies and best practices to enhance operational efficiency. Join us in this dynamic role where your contributions will directly impact our client-focused mission and collaborative culture.

What you need to be successful

To excel as a Consumer Lending Underwriter at One Community Bank, candidates should possess a robust blend of experience and skills. A minimum of 2 years in consumer lending, particularly in credit cards and personal loans, along with at least 3 years of mortgage experience encompassing conventional, portfolio, construction, and community seconds lending, is essential. Familiarity with Fannie Mae (FNMA) and Freddie Mac (FHLMC) underwriting guidelines, including proficiency with Desktop Underwriter (DU) and Loan Prospector (LPA), is crucial.

Candidates should demonstrate advanced critical thinking and problem-solving abilities, along with strong verbal and written communication skills. Excellent organizational and planning capabilities are necessary for effective time management in a fast-paced environment. Attention to detail and accuracy is paramount, as is the ability to multitask.

Proficiency in advanced Microsoft Office tools will aid in streamlining your workflow and enhancing productivity. Join us and contribute your expertise to a team that values innovation and relationship-building.

Are you ready for an exciting opportunity?

We're looking for talented individuals like you to join our team and help us achieve our goals. If you're passionate, driven, and committed to making a difference, we want to hear from you! Don't wait - apply now and take the first step towards a fulfilling career with endless possibilities. Let's work together to make great things happen!

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

https://onecommunitybank.isolvedhire.com/jobs/1566868-294239.html